When to Speak to Your Mortgage Pro

	Shopping for a mortgage loan? We can assist you! Give us a call at 714-970-9700. Want to get started? Apply Here.

It's valuable to consult with your mortgage loan professional as soon as possible — even before you've begun researching neighborhoods. What for? How can we help if you haven't negotiated a price, and do not know yet how much you need to borrow?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you determine the amount in monthly payments you can fit in your budget, and the loan amount you can qualify for. The process takes you through your finances - your debt, income, job, and cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.

When you are determined to be eligible, we document our confidence in your potential to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

Several beneifits open to you when you find your new house, and have achieved pre-qualification power. The first is that you will be sure the amount you can afford when putting together the offer. Being pre-qualified can also make your offer look even better to the home seller, as if you were bringing them a bag full of cash! They won't need to wonder if they are wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller won't worry if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not be something for them to lose sleep over. You have the capability to back up your offer.

We can help you pre-qualify

We will help determine how much of a mortgage you can afford, and how much money you can borrow, by walking you through the pre-qualification process. This process walks you through your financial situation - your debt, income, job, cash available for down payment, among other things. We will require a minimum amount of paperwork, with a quick process.

One-on-One

While you are able to benefit from our tools to calculate mortgage variables on our site, it will be essential to sit down and talk with us. That way, we will help you get your pre-qualification letter. For another thing, we may find a different mortgage program that fits your goals better. Contact us at 714-970-9700 to get started.

Have questions about pre-qualifying? Call us at 714-970-9700. It's our job to answer pre-qualification questions, so we're happy to help!