Why it's Important to Pre-Qualify
In the market for a mortgage? We'll be glad to discuss your mortgage needs! Give us a call at 714-970-9700. Want to get started? Apply Here.
Even if you have not researched houses to view yet, it is important to visit with your mortgage pro first. Why? Perhaps it's difficult to fathom the way we can help even before you start to talk about prices and negotiations.
We Can Help You Pre-Qualify
We will help determine how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. The process leads you through your finances - your debts, income, employment, and down payment money, among other things. It's short and to the point; We keep the paperwork to a minimum.
We'll give you a Pre-Qualification Letter if you qualify, that documents that we are confident you'll qualify for up to a predetermined amount of mortgage loan dollars.
Some advantages open to you after you have found your next house, and have pre-qualification power. First, you have some concrete numbers in mind, as the amount you will qualify for with your loan.
Even more important to the seller, your pre-qualification gives them certainty - as if you'd entered their home with a suitcase of cash to back up the offer! They need not wonder if they're wasting their time if you don't have the ability to qualify for a big enough mortgage loan. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You will have the influence of a buyer ready to make the deal right now!
We will help you with your pre-qualification
We will help determine how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through pre-qualifying. We can do this by analyzing your income and debts, your employment and residence situations, your available funds for down payment, required reserves, and other considerations. It is a short, thorough process with minimal risks for papercuts.
You can certainly use the calculators on our website to get an idea of how much mortgage you can afford - but it's also important to talk with one of our mortgage professionals. We can walk you through your pre-qualification letter. Then, we'll make sure we have the ideal mortgage loan program for your situation. Let us get you started: Contact us at 714-970-9700.
Have questions about pre-qualifying? Call us at 714-970-9700. It's our job to answer pre-qualification questions, so we're happy to help!